Big Responsibilities For Disability Claims Assessors

When you take a job position as a disability claims assessor, you are essentially in a position to either make an individuals life better or worse. That is the sad reality of having a job such as this. Claims assessors who deal mostly with people’s disability claims have a huge responsibility and most be very level headed thinkers, looking at all of the facts and claims with their minds and not with their hearts, which can lead them into trouble.

The job of a claims assessor is to assume the responsibility of underwriting disability claims, managing them, assessing the claims and approving or denying them based on the evidence presented in their paperwork. As a disability claims assessor, you have the power to approve or veto any claim that comes through your desk based on a number of factors. This is where your heart and mind come into play. You may be confronted with a situation where a person has become severely disabled completely keeping them from doing any sort of work for at least a 12 month period, if not for good; however, their employers have not paid enough into social security on their behalf long enough to warrant any sort of financial support from the government, so therefore you must deny their claim. Other cases could be that a person may claim they are disabled and have found a doctor to “swindle” and agree with their claim, so they are allowed to reap the benefits of the government while many other much-more-deserving people get their claims denied. That is the hard part of the job; choosing which claims are approved and which ones are denied. This job cannot be based on feelings of the heart and must solely be decided with the information and evidence placed in front of them.

Disability claims assessors make on average around $45,000-$50,000 per year. The government offers both full time and part time positions for these jobs. Assessors do not only work for social security or the government. Insurance companies and other businesses also employ claim assessors to privately deal with disability claims instead of going through the government. Many of them also deal with workman’s comp and whether or not a company is liable for supplemental support to a claimant.

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